HDFC Bank Ltd.

NSE: HDFCBANK | BSE: 500180 | ISIN: INE040A01034 | Industry: Banks
| Turnaround Potential
2001.4000 14.00 (0.70%)
NSE Jul 08, 2025 15:31 PM
Volume: 7.6M
 

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HDFC Bank Ltd.
17 Apr 2022
2001.40
0.70%
Prabhudas Lilladhar
HDFCB's PAT at Rs100.6bn was a miss (PLe: Rs115.04bn), due to weaker NII and other income although opex was lower. Asset quality was stable and OTR pool is ~1.1% of loans. NII traction remained softer than loan growth due to non-retail focus. HDFCB's credit accretion in the recent past has been primarily led by wholesale and CRB, since credit standards were tightened in retail due to COVID. This has been a drag on margins. Loan mix in terms of non-retail/retail stands at 61/39 compared to 50/50 pre-pandemic. Balance sheet strength is suggested by a PCR of 70%+, contingent provisions at...
Number of MF schemes increased from 630 to 668 in Mar 2025 qtr.
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