Background: Lakshmi Vilas Bank Limited is old-gen private bank with total business of INR 339bn; predominant focus on Retail 32%, SME 20% , and Wholesale 31% and Agri 17% lending in South India especially in the state of Tamil Nadu. LVB's network entails 374 branches with 690+ ATMs & 3292 employees. Deposits are largely retail dominated comprising Retail TD 75% & CASA 15%,...