Indian Bank's global advances grew a muted (4.4%YoY, 0.6%QoQ) in 3QFY16 to INR 1260bn with contribution from Corporate (52%), MSME (15%). Agro (19%) and Retail (14%). Overseas business contributes 6% of the total advance. Deposits grew (18.9%YoY, 1.1%QoQ) to INR 1746bn. Term deposits contracted (16.3%YoY, 0.3%QoQ) to INR 1229. CASA grew (11.9%YoY, 4.6%QoQ) led by growth in SA (14%YoY, 5.7%QoQ), while CA growth was weak (0.8%YoY). NIM contracted (5 bps QoQ) to 2.3% amid interest reversal on higher slippages. Cost...