Key Highlights – Q2FY22: Net Profit for Q2FY22 stood at Rs.1,051 Cr, up by 99.89% YoY. Return on Assets (RoA) stood at 0.53%, improved by 25bps YoY. NIM stood at 2.42%, improved by 26 bps sequentially. NII stood at Rs.3,523 Cr up by 12.06% sequentially. Yield on Advances at 7.01%, increased by 34 bps sequentially. Gross NPA ratio at 12%, down by 151 bps sequentially. Net NPA ratio at 2.79% down by 56 bps sequentially. Provision Coverage Ratio (PCR) at 87.81%. CRAR stood at 17.05% higher than both Mar’21 and Jun’21. RAM Advances grew by 10.45% YoY and it constitutes 53.65% of Advances. CASA deposits increased by 12.31% YoY and CASA% at 43.11%. Credit Cost stood at 0.26%, declined by 207 bps YoY. Slippage ratio stood at 0.36%, declined by 75 bps sequentially. Q2-FY22: Net Profit for the quarter stood at Rs.1,051 Cr for Q2FY22 against Rs. 526 Cr in Q2FY21, jumped by 99.89% YoY. On a sequential basis, Net Profit improved by 45.97% from Rs. 720 Cr. Operating Profit stood at Rs. 2,678 Cr for Q2FY22. Net Interest Income (NII) stood at Rs. 3,523 Cr for Q2FY22. On a sequential basis, it increased by 12.06% from Rs. 3,144 Cr in Q1FY22. Non-Interest Income increased by 58.71% YoY to Rs. 2,136 Cr for Q2FY22 against Rs. 1,346 Cr in Q2FY21. H1-FY22: Net Profit for H1FY22 improved by 29.33% YoY and stood at Rs. 1,771 Cr for Q2FY22 against Rs. 1,369 Cr in H1FY21. Operating Profit stood at Rs. 5,427 Cr for H1FY22. Net Interest Income (NII) stood at Rs. 6,668 Cr for H1FY22. Non-Interest Income increased by 43.03% YoY to Rs.4,456 Cr for H1FY22. Result PDF