We attended analyst meet hosted by South Indian Bank (SIB) which showcased its vision for 2024. Management highlighted its strategies for near to long term with focus on 6Cs, launching new product; creating robust operational team supported by technology platform and revamping credit policy with focus on quality. Also, leveraging existing and new talent pool to improve underwriting through training and experts, build strong analytical tools for portfolio, and improve collection through analytics, managing NPA through focus on recoveries and rationalization of branches and ATMs. Bank lays its vision for 2024 with philosophy of Fair to customers, Fair to bank. In Q2FY21, NII grew by 13.5% YoY while PAT declined by 23.0% YoY led...