Loan book expanded 2.6% QoQ to Rs. 212,595cr, whereas deposits climbed 7.1% QoQ to Rs. 256,205cr. GNPA/NNPA jumped to 2.67%/0.69% (vs 1.74%/0.22% in Q3FY21) due to higher amount of restructured advances. NRI and affluent banking, tractor financing have acted as growth catalysts for this fiscal. The bank's yield margins are expected to improve due to exposure to relatively risky assets. However the overall asset quality stress is well in-line with the risk-return expectations of the...