In 4QFY21, disbursements across most products were back to pre-COVID levels. MSME disbursements recovered to pre-COVID levels (INR18b), while those in 2W were 30% higher. SCUF commenced LAP (AUM of INR1.9b) in 4QFY21. Until now, it was in the pilot phase. As a result of healthy disbursements, AUM grew 4% QoQ to INR296b. As MSME financing has taken a back seat in the past few quarters, its share has declined by over 600bp to 51% over the past year....