Refer to important disclosures at the end of this report Transforming into a strong retail-cumdigital bank; maintain Buy ICICI Bank has re-emerged as a strong retail bank over the years and has now showcased its cutting-edge in-built and impressive digital capabilities not only in retail but also in corporate, commercial and transactional/payment banking. The entire bank has imbibed the principle of One Bank, One RoE' with a focus on riskcalibrated profitable growth coupled with a strong digital edge. It will continue with branch...