As a result, AUM grew 2% QoQ/ 6% YoY to INR1.06t. Growth in M&LCV; remains healthy at 15% YoY, while it was subdued in other products. Tractor finance AUM declined 13% YoY. Portfolio mix remained largely stable QoQ with HCV comprising 46% of AUM and M&LCV;/passenger vehicles comprising 22-23% of AUM each. During the quarter, SHTF raised ~INR35b in foreign currency borrowings. As these borrowings were at a higher cost, the overall cost of funds increased ~65bp QoQ to 9.2%. However, the company managed to pass...