AUM witnessed growth of 34% YoY to | 80444 crore, which was in line. It was led by the consumer finance & commercial segments NII increase was higher than estimate at 41% YoY to | 2083 crore led by AUM growth and strong calculated margins of ~10% vs. estimate of ~9%. Operating profit increased 40% YoY to | 1373 crore Headline asset quality stayed steady QoQ with GNPA ratio at 1.48% and NNPA ratio at 0.28%. The provision coverage ratio improved to 75% vs. 68% in the previous quarter...