Slippages have eased to 0.8% (Rs3.8bn) as against 1.2% last quarter. Also supported by higher recoveries/up-gradation, GNPA eased by 44bps sequentially to 1.3%. Credit cost for the quarter dropped further to 13bps. Management has guided robust credit cost guidance for FY19 to be within 50-70bps. Healthy loans/deposits growth of 54%/41% respectively with higher growth (98%) in retail segment. Management has guided credit growth of 30% for FY19. Healthy CASA of 36.5% and management targeting it at 40% for FY19. Driven by strong credit growth and contained credit cost, NII has grown by 31% (6%...