Q3FY18 Result Analysis: Net interest income increased by 19.9% YoY and 2.6% QoQ in Q3FY18 (10.8% YoY and 3.7% QoQ inQ2FY18). Though interest income grew by 0.6% YoY amidst the implementing strategy to maintain competitive MCLR rate, this offset by (-)7.0% YoY decline in the interest cost despite the decline in low cost deposits as rationalization of deposits rates benefitted the bank on this front. Thereby NIM which improved by 6bps QoQ to 3.09% was mainly driven by the robust growth in NII. Owing to the (-)4.2% decline in operating expenditures, cost-to-income (C/I) ratio reduced to 50.2% in the...