Loan growth picked up marginally to 9.5% YoY, driven by 21.7% YoY growth in retail, while deposits growth was relatively muted at 2.5% YoY, leading to the CD ratio increasing to 72.2% (67.5%/71.7% in 2QFY17/1QFY18). Gross slippages declined sharply (40% QoQ) to INR33.7b, driven by controlled slippages in agri/MSME (INR3b/8b). Absolute GNPA increased 4% QoQ to INR392b, while GNPA/NNPA stood at 10.51%/7.02% (-5bp/-7bp QoQ). Total stressed book stood at 13.4% of advances (13.8% in 1Q). Other highlights: (a) The bank is in discussions to raise total capital of INR63b...