Despite adverse operating environment, the Bank continued to deliver strong performance on business growth as well as operating and assets quality fronts. It has been consistently outperforming its peers both in financial and operational fronts backed by strong liability franchise, low exposure to stressed sectors and superior risk management practices. We have revised our loan growth target to 20-21% from earlier estimate of 17-18% led by relatively higher loan growth over last two quarters. As a result, we have upwardly revised our earnings estimates by 1.9% and 3.1% for FY18E & FY19E, respectively. We maintain our BUY recommendation on...