demand in affordable housing due to rapidly rising urban population, India's low mortgage penetration, favorable funding scenario coupled with government's initiative for Housing For All by 2022' are doubtlessly tantalizing. Yet, itss deteriorating asset qualityquality GNPA of 2.3% from 1.8% in FY16 and Net NPA of 0.3% from nil in FY16 cannot be sorely undermined either.. Nevertheless, impressive growth in the loan book (CAGR: 18.1%) should help its earnings...