Internet Software & Services company One Mobikwik Systems announced Q4FY25 & FY25 results Q4FY25 Financial Highlights: Payments GMV: Rs 1,159 billion, up 203% YoY. Payment Gross margin remained best in class at over 20%, led by optimized direct costs for the payment gateway and user incentives Total Income: Rs 11,925 million, up 34% YoY, driven by strong growth of 142% in the payments revenue Contribution margin (CM): Revenue mix tilted towards Payments leading to a lower CM of 30%; revenue from distribution of financial products lower amid sector headwinds for lending EBITDA: Loss of -6.7% due to lower contribution and slightly higher fixed costs YoY FY25 Financial Highlights: Total Income: Rs 2,785 million, up 2.6% from Rs 2,716 million in Q4FY24 EBITDA: loss of Rs 458 million, due to lower contribution margins, even as the fixed costs reduced QoQ Fixed Cost: 5.4% fixed cost reduction this quarter is driven by the Company’s focus on enhanced digital journeys, increasing scale benefits, and optimizing costs across all line items. Upasana Taku Executive Director, Co-founder & CFO One MobiKwik Systems said "Our Payments Business has shown remarkable strength, growing threefold year-over-year. Our focus for this year will be to leverage AI as a growth catalyst - to accelerate go-to-market, drive revenue growth, and expand margins through intelligent automation." Result PDF