Finance company Ugro Capital announced Q4FY25 & FY25 results Financial Highlights: Disbursement of Rs 7,651 crore in FY25, up 30% YoY and Rs 2,436 crore in Q4FY25, up 57% YoY and 16% QoQ. Emerging Market LAP disbursements at Rs 669 crore for Q4FY25 up 230% YoY and 23% QoQ. AUM of Rs 12,003 crore, up 33% YoY and 8% QoQ. Net Total Income stood at Rs 814 for FY25, up 27% YoY and Rs 231 crore in Q4FY25, up 14% YoY and 6% QoQ. GNPA/NNPA at 2.3%/ 1.6% on total AUM. Embedded Finance Growth: Reached Rs 743 crore AUM through MSL platform. Shachindra Nath, Founder and Managing Director, UGRO Capital, said: “Our FY25 performance underscores the strength of our DataTech-driven business model and the progress we have made in reaching underserved MSME segments. With record quarterly originations and robust AUM growth, we remain on track to expand our Emerging Markets portfolio, driving both yield enhancement and greater financial inclusion. Our diversified liability mix, and industry-leading collection efficiency demonstrate the resilience and scalability of our risk-management framework. As we set ambitious targets for FY26, backed by continuous innovation and a growing branch network, UGRO Capital is more committed than ever to empowering MSMEs across India with tailored, highimpact financial solutions.” Result PDF
Finance company Ugro Capital announced Q3FY25 results Disbursement for Q3FY25 of Rs 2,098 crore, up 35% YoY and 6% QoQ AUM of Rs 11,067 crore, up 32% YoY and 9% QoQ Net Total Income for Q3FY25 stood at Rs 218 crore, up 34% YoY and 9% QoQ GNPA/NNPA at 2.1%/1.5% on total AUM Secured a patent for the proprietary GRO Score credit scoring model Embedded Finance Growth: Reached Rs 302 crore AUM in embedded finance through MSL platform. Shachindra Nath, Founder and Managing Director of UGRO Capital, said, “Our strong growth trajectory demonstrates the resilience of our business model and our unwavering focus on serving the MSME sector. The GRO Score patent exemplifies our commitment to innovation, and our growing branch network ensures deeper penetration into underserved markets. We aim to scale our micro-enterprise portfolio to ~35% of AUM by March 2026, driving yield expansion and fostering financial inclusion. As we move forward, we are confident in achieving our strategic goals while continuing to empower MSMEs across the country.” Result PDF