Canara Bank announced Q2FY25 results Financial Highlights: Global Business stood at Rs 23,59,344 crore grew by 9.42%. Global Deposit stood at Rs 13,47,347 crore grew by 9.34%. Gross Advances stood at Rs 10,11,997 crore grew by 9.53%. RAM Credit grew by 11.54%. Retail Credit grew by 31.27 % with Housing loan at 12.29 % and Vehicle loan at 15.49%. Fee Base Income stood at Rs 2,436 crore grew by 17.68 %. Net Profit stood at Rs 4,014 crore grew by 11.31%. Earning per share grew by 10.57%. CRAR stood at 16.57% grew by 37bps. Gross NPA Ratio stood at 3.73% improved by 103 bps. Net NPA Ratio stood at 0.99% improved by 42 bps. Provision Coverage Ratio (PCR) at 90.89% improved by 216 bps. Slippage Ratio stood at 1.00% improved by 32 bps. Other Highlights: Business: Global Business increased by 9.42% (YoY) to Rs 23,59,344 crore as at Q2FY25 with Global Deposits at Rs . 13,47,347 crore 9.34% (YoY) and Global Advance (gross) at Rs 10,11,997 crore 9.53% (YoY). Domestic Deposit of the Bank stood at Rs 12,38,713 crore as at Q2FY25 with growth of 8.34% (YoY). Domestic Advances (gross) of the Bank stood at Rs 9,54,149 crore as at Q2FY25 grew by 8.64% (YoY). RAM credit increased by 11.54% (YoY) to Rs 5,76,589 crore Retail lending Portfolio increased by 31.27% (YoY) to Rs 1,94,556 crore as at Q2FY25. Housing Loan Portfolio increased by 12.29% (YoY) to Rs 99,452 crore. Asset Quality: Gross Non-Performing Assets (GNPA) ratio improved to 3.73% as at Q2FY25 reduced from 4.14% as at Q1FY25, 4.76% as at Q2FY24. Net Non-Performing Assets (NNPA) ratio improved to 0.99% as at Q2FY25 reduced from 1.24% as at Q1FY25, 1.41% as at Q2FY24. Provision Coverage Ratio (PCR) stood at 90.89% as at Q2FY25 against 89.22% as at Q1FY25, 88.73% as at Q2FY24. Capital Adequacy: CRAR stood at 16.57% as at Q2FY25 (16.38% as at Q1FY25). Out of which Tier-I is 14.64% (14.37% as at Q1FY25), CET1 is 12.00% (12.05% as at Q1FY25) and Tier-II is 1.93% (2.01% as at Q1FY25). Result PDF