Punjab & Sind Bank announced Q3FY25 results Financial Highlights: The Bank's Net Profit demonstrated an outstanding growth of 147% YoY in Q3FY25, reaching to 282 crore. Operating Profit for Q3FY25 grew by 74.73% YoY to 484 crore. Net Interest Margin up by 24 bps to 2.78% YoY. Yield on Advances up by 23 bps to 9.14% YoY. Return on Assets (%) increased by 42 basis points YoY. Business Highlights: Total Business registered a growth of 10.58% YoY and stood at Rs 2,23,267 crore. Total advances grew by 14.73% YoY. RAM Advances (%) to Gross Advances increased by 274 bps from 51.46% to 54.20%. Total Deposit grew by 7.64% YoY. Retail Term Deposits registered a growth of 10.66% YoY. RAM advances registered a healthy growth of 20.85% YoY. Retail Advances registered a significant growth of 35.12 % YoY. Result PDF
Punjab & Sind Bank announced Q2FY25 results Financial Highilights: Operating Profit (Q2) up by 76.15% (YoY). Net Profit (Q2) up by 26.98 % (YoY). Net Interest lncome (Q2) up by 29.33% (YoY). Net Interest Margin (Q2) rises by 38 bps to 2.71% (YoY). Cost to Income ratio(%) reduces by 958 bps to 62.82% (YoY). Return on Assets(%) improves by 13 bps (YoY). Gross NPA (%) reduced by 202 bps (YoY). Net NPA (%) reduced by 42 bps (YoY). PCR (%) improved by 48 bps (QoQ). Business Highlights: Total Business registered a growth of 8.40% (YoY) and stood at Rs 2,15,057 crore. Total Deposit grew by 6.48% (YoY). Retail Term Deposits registered a growth of 8.94% (YoY). Total advances grew by 11.14% (YoY). RAM advances registered a healthy growth of 18.09% (YoY). RAM Advances (%) to Gross Advances improved by 317 bps from 50.69% to 53.86%. Result PDF