With reference to above and pursuant to the applicable provisions of SEBI (LODR) Regulations, 2015, we enclose the transcript of Virtual Analyst Conference on the Unaudited Reviewed Financial Results for Quarter (Q3) / Nine Months ended 31st December, 2022 held on 23rd January, 2023 The transcript of the Virtual Analyst Conference is uploaded on Bank''s website and the same can be accessed through below link: https://punjabandsindbank.co.in/system/uploads/document/7803_2023013117304386574.pdf This is for your information and records.