With reference to above and pursuant to the applicable provisions of SEBI (LODR) Regulations, 2015, we enclose the transcript of post results Earnings conference call for the Quarter / Half Year ended September 30, 2024 held on October 21, 2024. The transcript of the Earnings conference call is uploaded on Bank''s website and the same can be accessed through below link: https://punjabandsindbank.co.in/system/uploads/document/7803_2024102819165048937.pdf