Finance company Finkurve Financial Services announced Q2FY26 results Total income grew 49.82% YoY from Rs 32.13 crore in Q2FY25 to Rs 48.14 crore in Q2FY26. Net interest income increases 72.76% YoY from Rs 14.86 crore in Q2FY25 to Rs 25.67 crore in Q2FY26. Net Interest Margin (NIM) stood at 16.93%. Gross NPA is reported at 1.13% and Net NPA is reported at 0.89%. Capital adequacy ratio remained healthy at 47.14%. Liquidity position remained strong with Rs 38.62crore of cash and cash equivalents, amounting to 5.21% of the total assets. Asset under Management (AUM) grew by 97 % YoY from Rs 341.23 crore to Rs 671.35 crore (Including off Book AUM of Rs 10.4 crore). Disbursement stood at Rs 794.98 crore during the quarter. Branch network incroreeased from 72 to 92 branches. Priyank Kothari, Executive Director, said: “We are pleased to report another quarter of strong performance, reflecting the successful execution of our strategy and the resilience of our phygital business model. Our Assets under Management have nearly doubled YoY, supported by healthy disbursements, new lender additions, and consistent traction across our branch network. The 97% YoY growth in AUM and 71% increase in PAT underline the strength of our franchise and the growing customer confidence in our gold loan offering. Our focus on technology-led underwriting, data analytics and efficient operating processes has enabled us to maintain robust margins and healthy asset quality. With a Capital Adequacy Ratio of over 47% and comfortable liquidity levels, we remain well-positioned to fund our next phase of growth. I am also delighted to share that the Board has approved the appointment of a new Chief Executive Officer, marking an important step in our journey. The incoming leadership brings deep experience in financial services and will play a key role in accelerating our expansion, strengthening digital integration, and enhancing governance as we scale”. Result PDF