Bank of India announced Q1FY25 results: Net Profit for the quarter improved by 10% YoY and stood at Rs 1,703 crore for Q1FY25 against Rs 1,551 crore in Q1FY24. Operating Profit stood at Rs 3,677 crore for Q1FY25 against Rs 3,752 crore in Q1FY24. Net Interest Income (NII) increased by 6% YoY and stood at Rs 6,275 crore for Q1FY25 against Rs 5,915 crore for Q1FY24. Non-Interest Income stood at Rs 1,302 crore for Q1FY25 against Rs 1,462 crore in Q1FY24. Global Business increased by 12.34% YoY. Global Deposits increased by 9.74% YoY. Global Advances increased by 15.82% YoY. Advances (Dom.) increased by 17.29% YoY. RAM Advances grew by 18.78% YoY and it constitutes 56.01% of Advances. Retail Credit grew by 20.46% YoY. Agriculture Credit grew by 22.18% YoY. MSME Credit grew by 13.06% YoY. CASA deposits increased by 5.51% YoY and CASA ratio at 42.68%. Net Profit increased by 10% YoY to Rs 1,703 crore. Yield on Advances (Global) improved by 50 bps YoY. Yield on Advances (Dom.) improved by 52 bps YoY. Gross NPA ratio down by 205 bps YoY. Net NPA ratio down by 66 bps YoY. Provision Coverage Ratio (PCR) at 92.11%. CRAR stood at 16.18%, with CET-1 ratio at 13.62%. Result PDF