Punjab & Sind Bank announced Q3FY25 results Financial Highlights: The Bank's Net Profit demonstrated an outstanding growth of 147% YoY in Q3FY25, reaching to 282 crore. Operating Profit for Q3FY25 grew by 74.73% YoY to 484 crore. Net Interest Margin up by 24 bps to 2.78% YoY. Yield on Advances up by 23 bps to 9.14% YoY. Return on Assets (%) increased by 42 basis points YoY. Business Highlights: Total Business registered a growth of 10.58% YoY and stood at Rs 2,23,267 crore. Total advances grew by 14.73% YoY. RAM Advances (%) to Gross Advances increased by 274 bps from 51.46% to 54.20%. Total Deposit grew by 7.64% YoY. Retail Term Deposits registered a growth of 10.66% YoY. RAM advances registered a healthy growth of 20.85% YoY. Retail Advances registered a significant growth of 35.12 % YoY. Result PDF