Conference Call with Poonawalla Fincorp Management and Analysts on Q1FY26 Performance and Outlook. Listen to the full earnings transcript.
Finance company Poonawalla Fincorp announced Q1FY26 results Assets Under Management (AUM) stood at Rs 41,273 crore, up 53.0% YoY and 15.8% QoQ. Secured to Unsecured on-book mix at 57:43. AUM Mix: MSME at 36%, Loan against property at 25%, Personal and Consumer finance at 23%, and Pre-owned car finance at 13%. Net Interest Income (inc. fees and other income) was Rs 768 crore, +13.6% YoY. PPoP was Rs 325 crore in the quarter due to ongoing investment in new businesses and skew to secured book. Stable asset quality: Gross NPA at 1.84%; Net NPA at 0.85%. Provision Coverage Ratio at 53.93%. Capital Adequacy Ratio was 20.55% (Tier-1 at 19.02%), well above the regulatory requirement of 15%. Liquidity buffer stood at Rs 4,465 crore as of June 30, 2025. Arvind Kapil, Managing Director and CEO, Poonawalla Fincorp, said: “With credit cost significantly reducing on an overall basis by 53 bps QoQ, a risk-calibrated AUM increase of 15.8% QoQ, and ~Rs.1,500 crore capital infusion on preferential basis by the promoter, strengthens the company and supports its growth plans. Poonawalla Fincorp is well-poised for building a risk-first, sustainable, and profitable model. Result PDF