Karnataka Bank announced Q1FY26 results Karnataka Bank has posted a Net Profit of Rs 292.40 crore for Q1FY26 as against Rs 400.33 crore during the corresponding Q1FY25. The Bank's Aggregate Business (Gross) stood at Rs 1,77,509.19 crore for Q1FY26 compared to Rs 1,75,534.89 crore for Q1FY25 registering a YoY growth of 1.12%. The Aggregate deposits of the Bank stood at Rs 1,03,242.17 crore for Q1FY26 as against Rs 1,00,079.88 crore for Q1FY25 with a YoY growth of 3.16%. Bank's Gross advances stood at Rs 74,267.02 crore as against Rs 75,455.01 crore as of Q1FY25. The operating profit of the Bank stood at Rs 467.29 crore and Net Interest Income stood at Rs 755.60 crore as at the Q1FY26. The book quality is steadily improving with Gross NPAs declining to 3.46% at the end of Q1FY26 compared to 3.54% in the corresponding Q1FY25. Net NPAs [NNPAs] stood at 1.44 % in Q1FY26 from 1.66% in the corresponding Q1FY25. The Capital Adequacy Ratio of the Bank has further improved to 20.46% at the end of Q1FY26 as compared to 17.64 % at the end of Q1FY25. Shri Raghavendra S Bhat, Managing Director & CEO of the Bank, said: "During the period, the Bank has registered a moderate YoY growth in top line numbers. The investments made by the bank during the last FY on the development of infrastructure and processes will start showing results in the coming quarters. Our focus will continue to be in RAM segments, along with improving the low-cost deposits. This will result in an improvement in spreads and, consequently, NII. Further, the bank is also pursuing its efforts to create quality credit assets, and initiatives are in place at all levels to restrict slippages and recover Non-Performing Assets. Our path of growth is a continuous process, and we are committed to all the stakeholders. " Result PDF