SG Finserve News, Corporate filings and Earnings/Conference Calls

Financial Services company SG Finserve announced Q1FY27 results Financial Highlights: For Q1FY27, the company reported a Total Income of Rs 13,612.51 lakh, representing a significant YoY growth of 101.68% from Rs 6,749.57 lakh in Q1FY26 and a QoQ increase of 28.84% from Rs 10,565.26 lakh in Q4FY26. The Total revenue from operations for Q1FY27 stood at Rs 13,610.83 lakh, registering a YoY increase of 101.66% compared to Rs 6,749.57 lakh in Q1FY26 and a QoQ growth of 29.13% from Rs 10,540.62 lakh in Q4FY26. Interest income for the quarter Q1FY27 was Rs 12,885.98 lakh, showing a YoY growth of 99.92% from Rs 6,445.58 lakh in Q1FY26 and a QoQ growth of 29.93% from Rs 9,917.77 lakh in Q4FY26. Fees and Commission income recorded a YoY growth of 137.50% at Rs 663.43 lakh in Q1FY27, compared to Rs 279.34 lakh in Q1FY26. Profit before tax (PBT) for Q1FY27 was Rs 7,159.59 lakh, reflecting a YoY increase of 111.48% from Rs 3,385.40 lakh in Q1FY26 and a QoQ growth of 27.38% from Rs 5,620.53 lakh in Q4FY26. Profit for the period (PAT) in Q1FY27 stood at Rs 5,367.76 lakh, marking a YoY growth of 118.95% from Rs 2,451.60 lakh in Q1FY26 and a QoQ increase of 26.99% from Rs 4,226.91 lakh in Q4FY26. Total comprehensive income for Q1FY27 was recorded at Rs 5,367.76 lakh, compared to Rs 2,451.60 lakh in Q1FY26 and Rs 4,247.17 lakh in Q4FY26. Net profit margin for Q1FY27 was 39.44% as compared to 40.10% in Q4FY26 and 36.32% in Q1FY26. The Debt-Equity ratio for the quarter ended June 30, 2026, was 2.18, compared to 1.85 in Q4FY26 and 1.64 in Q1FY26. Basic Earnings Per Share (EPS) for Q1FY27 improved to Rs 8.21 from Rs 4.39 in Q1FY26 and Rs 7.45 in Q4FY26. Business Highlights: Strategic Acquisitions: The Board has granted in-principle approval for evaluating the acquisition of a 51% stake in Succesship Technologies Private Limited, with an overall maximum investment of Rs 20 crore. GIFT City Expansion: The company has granted in-principle approval to explore establishing a Finance Company in GIFT City as a wholly owned subsidiary, subject to regulatory evaluations and strategic viability. Debt Repayment: During the quarter, the company fully repaid Secured Redeemable Non-Convertible Debentures amounting to Rs 5,000 lakh. New Subsidiary Incorporation: The company incorporated a wholly owned subsidiary named SG Insurance Brokers Limited during the quarter. As no share capital has been subscribed and operations have not commenced, it has no impact on the current financial results. Project Finance Performance: At the end of Q1FY27, projects under implementation included 12 accounts with a total outstanding amount of Rs 44,301.37 lakh. This includes 2 new projects sanctioned during the quarter worth Rs 10,908.90 lakh. Segment Performance: The company is primarily engaged in the business of providing loans to Small and Medium Enterprises and other enterprises. As such, no segment reporting is required under Indian Accounting Standard for Operating Segments (Ind AS 108). Capital Allotment: The company allotted 6,27,778 equity shares of Rs 10 each on a private placement basis during the quarter, pursuant to the conversion of Share Warrants. Impairment Reserve: The company transferred an amount of Rs 183.39 lakh to the Impairment Reserve during Q1FY27, with the total balance in the reserve standing at Rs 862.89 lakh as of June 30, 2026. Management commentary: Record loan book: The Company achieved an all-time high Loan Book of Rs 4,552 crore as on 30th June 2026, registering QoQ growth of 16% and YoY growth of 82%. Core business strength: Supply Chain Financing continues to be the core of our franchise, further strengthened by the commercialization of the Factoring & TReDS business. Operating discipline: The Company remains a highly disciplined NBFC, with a Cost-toIncome ratio below 15% and NIL NPAs. For the quarter ended, it delivered Return on Assets of 5.10% and a Return on Equity of 14% p.a. Balance sheet strength: The Company remains well capitalised, with total equity of Rs 1,539 crore as on 30th June 2026 and Debt/TNW of 2.2x, providing comfortable headroom for business growth. Our business strategy is “deepening and widening” — strengthening relationships with existing customers, acquiring new customers, expanding product offerings, forging strategic partnerships, and exploring adjacent financial services. Result PDF

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SG Finserve News, Corporate filings and Earnings/Conference Calls

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