Conference Call with Bajaj Finance Management and Analysts on Q1FY26 Performance and Outlook. Listen to the full earnings transcript.
Finance company Bajaj Finance announced Q1FY26 results Number of new loans booked in Q1FY26 was 13.49 million as against 10.97 million in Q1FY25, a growth of 23%. Customer franch ise stood at 106.51 million as of 30 June 2025, compared to 88.11 million as of 30 June 2024, a growth of 21%. Customer franchise grew by 4.69 million in Q1FY26. Assets under management (AUM) grew by 25% to Rs 441,450 crore as of 30 June 2025 from Rs 354,192 crore as of 30 June 2024. AUM grew by Rs 24,789 crore in Q1FY26. Net interest income increased by 22% in Q1FY26 to Rs 10,227 crore from Rs 8,365 crore in Q1FY25. Net total income increased by 21 % in Q1FY26 to Rs 12,610 crore from Rs 10,418 crore in Q1FY25. Operating expenses to total net income for Q1FY26 was 32.7% as against 33.3% in Q1FY25. Pre-provisioning operating profit increased by 22% in Q1FY26 to Rs 8,487 crore from Rs 6,947 crore in Q1FY25. Loan losses and provisions increased by 26% in Q1FY26 to Rs 2,120 crore from Rs 1,685 crore in Q1FY25. Annualised loan losses and provisions to average asset under finance for Q1FY26 was 2.02%. Profit before tax increased by 21% in Q1FY26 to Rs 6,368 crore from Rs 5,265 crore in Q1FY25. Profit after tax increased by 22% in Q1FY26 to Rs 4,765 crore from Rs 3,912 crore in Q1FY25. Gross NPA and Net NPA as of 30 June 2025 stood at 1.03% and 0.50% respectively, as against 0.86% and 0.38% as of 30 June 2024. The provisioning coverage ratio on stage 3 assets was 52%. Capital adequacy ratio (CRAR) (including Tier-II capital) as of 30 June 2025 was 21 .96%. The Tier-I capital was 21.19% Result PDF