NSE: UJJIVANSFB | BSE: 542904

Turnaround Potential

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47.77 0.23 (0.48%)

54.70% Gain from 52W Low

1.1M NSE+BSE Volume

NSE 10 Jul, 2025 9:52 AM (IST)

9,246.5

Market Cap

Above industry Median

0.8

Beta 1Year

Low volatility

Ujjivan Small Finance Bank Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for UJJIVANSFB, BSE:542904 Ujjivan Small Finance Bank Ltd.

Ujjivan Small Finance Bank Ltd.

08 Nov 2020

47.77

0.48%

Ujjivan Small Finance Bank Ltd | Q2FY21 Result Update

Ujjivan Small Finance Bank...

Edelweiss

Ujjivan Small Finance Bank (USFB) reported PAT of INR 96cr better than our estimates driven by lower operating cost and provisions.

Ujjivan Small Finance Bank Ltd.'s price crossed above 30Day SMA today

Ujjivan Small Finance Bank Ltd.

07 Nov 2020

47.77

0.48%

Ujjivan Small

Buy: Ujjivan Small Finance Bank...

Yes Securities

A large PPOP/earnings beat in Q2; improved cost metric alleviating creditcostimpactonRoARateBUYwith12mPTofRs40 UjjivanSmallFinanceBank(USFB)deliveredalargebeatonearningsinQ2FY21led byastrongerNIIperformance,highernoninterestincome,controlledopexgrowthand lowerthanestimatedprovisioning.Sequentialdeclineingrossadvancesat3.4%(yoy growth decelerated sharply to 8%) was caused by 6% contraction of Micro Banking portfolio(sharedeclinedto76%)wherethebankhasbeencautiousondisbursements and has tightened credit policy. Qoq growth in affordable housing and MSE lending...

Ujjivan Small Finance Bank Ltd. has gained 22.39% in the last 3 Months

Ujjivan Small Finance Bank Ltd.

04 Aug 2020

47.77

0.48%

UJJIVAN SMALL FINANCE BANK LIMITED

Sell: Ujjivan Small Finance Bank...

Geojit BNP Paribas

High moratorium & weak asset quality to weigh... Ujjivan Small Finance Bank, the wholly owned subsidiary of Ujjivan Financial Services Ltd. (USFL) serves over 54.7 lakh customers through 524 branches and 17,370 employees spread across 244 districts of 24 states in India with gross loan book size of Rs.14,366cr. Also, it has about...

Number of FII/FPI investors increased from 156 to 164 in Mar 2025 qtr.

Ujjivan Small Finance Bank Ltd.

01 Aug 2020

47.77

0.48%

Ujjivan Small Finance Bank | Q1FY21 Result Update

Hold: Ujjivan Small Finance Bank...

Edelweiss

Ujjivan Small Finance Bank (USFB) reported in-line set of operating numbers, however, net profitability was lower driven by higher than expected provisions for Covid-19.

Ujjivan Small Finance Bank Ltd. has gained 22.39% in the last 3 Months

Ujjivan Small Finance Bank Ltd.

20 May 2020

47.77

0.48%

Ujjivan Small Finance Bank Ltd - Result Update Q4FY20

Hold: Ujjivan Small Finance Bank...

Recommendation Target

Edelweiss

Ujjivan Small Finance Bank (USFB) reported stellar set of operating numbers this quarter.

Ujjivan Small Finance Bank Ltd. has gained 34.60% in the last 6 Months

Ujjivan Small Finance Bank Ltd.

25 Jan 2020

47.77

0.48%

Ujjivan Small Finance Bank Ltd - Result Update Q3FY20

Buy: Ujjivan Small Finance Bank...

Edelweiss

Ujjivan Small Finance Bank (USFB) reported stellar set of numbers this quarter driven largely by healthy growth in loans & advances while asset quality remained stable.

Ujjivan Small Financ.. has an average target of 48.75 from 4 brokers.

Ujjivan Small Finance Bank Ltd.

03 Jan 2020

47.77

0.48%

UJJIVAN SMALL FINANCE BANK LIMITED

IPO Note: Ujjivan Small Finance Bank...

Geojit BNP Paribas

A Leading player among Small Finance Banks Ujjivan Small Finance Bank Limited (USFB), incorporated in 2017, is a mass market focused Small Finance Bank (SFB). USFB Bank is promoted by Ujjivan Financial Services Limited (UFSL) which commenced operations as an NBFC in 2005. Ujjivan Small Finance Bank serves over 49 lakh customers through 552 branches spread across 232 districts in 24 states & union territories of India. Its...

Ujjivan Small Financ.. has an average target of 48.75 from 4 brokers.

Ujjivan Small Finance Bank Ltd.

04 Dec 2019

47.77

0.48%

Ujjivan Small Finance Bank : Initiating Coverage

IPO Note: Ujjivan Small Finance Bank...

IDBI Capital

Ujjivan Small Finance Bank (USFB) has started the operations in Feb 2017 and had Building blocks in place for next phase of upsurge the most diversified portfolio, spread across 24 states and union territories as of March 31, 2019 among the 10 SFB players in India. With a total loan book of Rs.128.6bn as of Sept '19, it's the third largest SFB among the 10 SFB players that got the license. Asset products as of Sep'19 comprises: (i) loans to micro banking customers that include group loans and individual loans, (ii) agriculture and allied loans, (iii) MSE loans, (iv) affordable housing loans, (v) financial institutions group loans, (vi) personal loans,...

Ujjivan Small Finance Bank Ltd. has gained 22.39% in the last 3 Months

Ujjivan Small Finance Bank Ltd.

02 Dec 2019

47.77

0.48%

Ujjivan Small Finance IPO - Subscribe

IPO Subscribe: Ujjivan Small Finance Bank...

WealthyVia

TTM Price to Book of 2.8 (IPO Price), it is valued below its peers. With the regulatory hiccups out of the way, the management can focus on growth of the core business. We expect the company to grow NII & Profitability at a CAGR of 25% over the next 3 years, with well managed NPAs. We expect ROA & ROE to reach 2% & 15% respectively over the next 3 years.

Given all the growth prospects, we are bullish on Ujjivan SFB & We recommend a subscribe for the IPO.

Number of FII/FPI investors increased from 156 to 164 in Mar 2025 qtr.

Ujjivan Small Finance Bank Ltd.

02 Dec 2019

47.77

0.48%

Rudra recommends 'Subscribe' to Ujjivan small finance bank LTD

IPO Subscribe: Ujjivan Small Finance Bank...

Rudra Shares and Stock Brokers Ltd

Having a strong management team, It has the most diversified portfolio spread across 24 states & union territories. Thus, this diversified operations allow to de-risk business by mitigating political and state-specific risks. Further, as a result of geographic spread, it helps to reduce concentration risk and diversify loan portfolio.

Being the leading SFB’s amongst peers in India, Ujjivan has maintained strong Asset quality with lowest GNPA (Gross Non- performing Assets) levels at 0.85% and higher provisioning at 72% during sep.2019. Apart from having a strong presence in the country’s microfinance sector; the bank has started focusing on the retail loan segment.

As per our estimates, on the upper price band of ` 37, post issue estimated P/BV for FY20 translates to 2.18x. which is quite lower compared with the 4x-5x P/BV ratio that the industry commands. Considering asset quality, growth in advances & deposits, expansions plans, corporate governance, we recommend to subscribe for long term as well as listing gains.

Ujjivan Small Finance Bank Ltd.'s price crossed above 30Day SMA today

VOTE: Is Ujjivan Small Finance Bank Ltd. worth buying?

1042 Votes:

Buy 86.37%

Sell 6.33%

Hold 7.29%

RESEARCH REPORTS

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