Improving liability franchise and margins to support earnings quality: The bank continues to strengthen its funding profile, with CASA ratio improving to 50.8% (vs. 49.8% in Q4FY26) and cost of funds declining to 5.96% (vs. 6% in Q4), supporting underlying NIM expansion to ~5.9% (adjusted for one-offs). While continued growth in corporate loans (30% YoY) may modestly dilute yields and management expects some normalization in the investment book, FY27 NIM guidance has been upgraded to ~5.8% (from 5.75% earlier), reflecting confidence in sustaining margins through liability repricing and balance-sheet optimization....