But profit after tax rose 14.1% YoY to Rs. 609cr, owing to higher non-interest income and lower provision expenses. efficiency to remain stable, with cost-to-income at manageable levels, and focus on increasing installment lending and quality customer acquisition via banca and open market channels. The company is also committed to achieving its medium-term profitability target, supported by improving asset quality and robust capital buffers. Portfolio diversity has been further strengthened with the launch of co-branded cards such as Tata Neu SBI Card, Flipkart SBI Card, Indigo SBI Card and PhonePe...