Strong quarter with visible RoA expansion in medium term Q3FY26 performance: Federal Bank reported a strong performance in Q3FY26, driven by sustained margin expansion, robust fee income growth and improving asset quality. NIM expanded 12 bps QoQ to 3.18%, supported by lower funding cost, strong CASA accretion and continued shift towards mid-yield segments. Advances grew 10.9% YoY (4.5% QoQ) to 2,55,569 crore, led by commercial banking, business banking and gold loans, while deposits rose 11.8% YoY (3.1% QoQ) to 2,97,796 crore, with CASA ratio improving 106 bps QoQ to 32.07%. Credit...