Tata Capital Ltd (TCL), a subsidiary of Tata Sons Pvt. Ltd. and the flagship financial services arm of the Tata Group, is the third-largest diversified NBFC in India with Total Gross Loans of ~Rs 2.3 trillion as of Jun'25. Through a suite of more than 25 lending products, TCL serves a broad customer base, with a focus on retail and SME customers, which together constitute 87.5% of its Total Gross Loan Book as of Jun'25. The company operates on an omni-channel distribution model, blending physical presence with digital scale. It has a nationwide branch network of 1,516...