CUB reported further improvement in credit growth during Q1FY26 as sequentially strong growth vs historically slow quarter. Credit growth improved to 16% YoY (vs 14% YoY Q4FY25) led by gold loan and MSME segment. Further, management guided credit growth to be better than industry average for FY26 by 200-300bps. NIMs declined by 6bps QoQ to 3.54% led by increase in cost of funds. Asset quality improved as GNPA stood at 2.99% vs 3.09% led by higher write offs. PAT grew by 16% YoY led by higher non-interest income. NII grew by 15% YoY led by decline in NIMs. Thus, RoA remained stable at 1.5%; management guided for...