Kotak Mahindra Bank announced Q1FY26 results Consolidated Financial Highlights: Consolidated Customer Assets which comprises Advances (incl. IBPC & BRDS) and Credit Substitutes grew to Rs 557,369 crore as at June 30, 2025, up 13% YoY from Rs 4,94,105 crore as at June 30, 2024. Total Assets Under Management as at June 30, 2025 grew to Rs 7,50,143 crore , up 18% YoY from Rs 6,36,311 crore as at June 30, 2024. The Domestic MF Equity AUM increased by 22% YoY to Rs 3,57,323 crore as at June 30, 2025. Consolidated Networth as at June 30, 2025 was Rs 1,64,903 crore. The Book Value per Share increased to Rs 829 as at June 30, 2025, up 17% YoY from Rs 710 as at June 30, 2024. At the consolidated level, Return on Assets (ROA) for Q1FY26 (annualized) was 2.03%. Return on Equity (ROE) for Q1FY26 (annualized) was 11.13%. Consolidated Capital Adequacy Ratio as per Basel III as at June 30, 2025 was 23.7% and CET I ratio was 22.7% (including unaudited profits). Average Liquidity Coverage Ratio stood at 138% for Q1FY26. Standalone Financial Highlights: Average advances (incl. IBPC & BRDS) for Q1FY26 grew at 14% YoY Net Advances increased 14% YoY to Rs 4,44,823 crore as at June 30, 2025 from Rs 3,89,957 crore as at June 30, 2024. Average Total Deposits grew to Rs 4,91,998 crore for Q1FY26, up 13% YoY from Rs 4,35,603 crore for Q1FY25. Net Interest Margin (NIM) was 4.65% for Q1FY26 Operating profit for Q1FY26 increased to Rs 5,564 crore, up 6% YoY from Rs 5,254 crore in Q1FY25. The Bank’s PAT for Q1FY26 stood at Rs 3,282 crore (Rs 3,520 crore in Q1FY25 excluding gain of KGI divestment). Standalone Return on Assets (ROA) for Q1FY26 (annualized) was 1.94%. Return on Equity (ROE) for Q1FY26 (annualized) was 10.94%. Capital Adequacy Ratio of the Bank, as per Basel III, as at June 30, 2025 was 23.0% and CET1 ratio of 21.8% (including unaudited profits) Result PDF