The growth was modest in Q4FY25. However, a rebound is anticipated, driven by a pickup in consumer and unsecured lending, which is expected to boost overall yields. The current account portfolio of KMB has been expanding at a healthy rate and there has been a slight uptick in the current account savings account (CASA) ratio. Further, with the lifting of the ban on card issuance and relaunch of 811, customer acquisition is expected to resume, shielding yields from the impact of...