Net Interest Income (NII) for Q4FY25 stood at INR 30,557 Mn., up 29.8% YoY (+5.8% QoQ), led by strong business momentum and improved yields on loans. NII surpassed our estimates by 1.1%.PPOP came in at INR 23,315 Mn., up 43.2% YoY (+9.6% QoQ). PPOP surpassed our estimates by 12.6%, led by slower growth in employee expense, while sequential decline in other operating expenses. PAT stood at INR 12,667 Mn., up 19.7% YoY (+16.6% QoQ).