ICICI Bank announced Q2FY25 results Profit before tax excluding treasury grew by 7.9% YoY to Rs 14,810 crore (USD 1.8 billion) in the quarter ended Q2FY25 (Q2FY25) Core operating profit grew by 12.1% YoY to Rs 16,043 crore (USD 1.9 billion) in Q2FY25. Excluding dividend income from subsidiaries/associates, core operating profit grew by 13.4% YoY in Q2FY25. Profit after tax grew by 14.5% YoY to Rs 11,746 crore (USD 1.4 billion) in Q2FY25. Total period-end deposits grew by 15.7% YoY to Rs 14,97,761 crore (USD 178.7 billion) at Q2FY25. Average deposits grew by 15.6% YoY to Rs 14,28,095 crore (USD 170.4 billion) at Q2FY25. Average current account and savings account (CASA) ratio was 38.9% in Q2FY25. Domestic loan portfolio grew by 15.7% YoY to Rs 12,43,090 crore (USD 148.3 billion) at Q2FY25. Net NPA ratio was 0.42% at Q2FY25 compared to 0.43% at Q1FY25. Provisioning coverage ratio on non-performing loans was 78.5% at Q2FY25. Including profits for the six months ended Q2FY25 (H1-2025), total capital adequacy ratio was 16.66% and CET-1 ratio was 15.96% on a standalone basis at Q2FY25 Asset Quality: The gross NPA ratio was 1.97% at Q2FY25 compared to 2.15% at Q1FY25. The net NPA ratio was 0.42% at Q2FY25 compared to 0.43% at Q1FY25. Credit growth: The Bank has revised the presentation of loans to reflect a consolidated view of the business banking portfolio. This comprises all borrowers with a turnover of upto Rs 750 crore (USD 90 million). Result PDF