? Fusion’s 4QFY24 PAT grew 16% YoY to ~INR1.33b (9% miss) because ofelevated credit costs. NII grew 31% YoY to ~INR3.6b, while PPoP also grew31% YoY to ~INR2.9b (7% beat). FY24 PAT grew 31% YoY to INR5.1b