Background: Karur Vysya Bank (KVB) is one of the mid-sized banks in the private sector space, operates through a network of 688 branches and about 1,693 ATMs. KVB's business - 82% is concentrated in South India with about 73% of its branch footprint in Tamil Nadu and Andhra Pradesh. As of 2QFY17 the total business stood at INR 915bn. The bank is capitalized with a total CAR of 11.44% (Basel III). Gross NPAs were reported at 2.29% with provision...