Steady performance; strength in margin to stay PAT was up 20% YoY to | 495 crore vs. estimate of | 453 crore. It was led by lower provisions of | 30 crore vs. estimate of | 93 crore NII growth stayed healthy at 21% YoY to | 866 crore. NIM improved further by 7 bps QoQ to 2.68%. Change in loan mix towards high yielding assets like loan against property (LAP) & developer loans and fall in CoF have enabled rise in margins in the past four quarters...