3.07% rise in operating profit to Rs 13,845.00 crore. Employee cost increased from 55.58% to 56.04%. Other expenses fell from 16.95% to 16.59%. Software technology development services cost fell from 0.88% to 0.51%. Other income fell 18.59% to Rs 981 crore. PBIDT rose 1.28% to Rs 14581 crore. Provision for interest fell 2.39% to Rs 245 crore. Loan funds remained nil. PBDT rose 1.35% to Rs 14581 crore. Provision for depreciation rose 1.76% to Rs.1217...