stood at 2.32% vs 2.0% of previous quarter. Total restructured stock at 1.34% also stands lowest in the industry with Co. maintaining Stage 3 coverage at 49%. Besides, steady-state spreads at 2.3% and NIMs at 3.6% bespeaks better liability management especially in light of competitive intensities. HDFC stands ahead of the curve in proactively providing and recognizing...