RBK reported a decent 3QFY22, amid heightened concerns after the management change last month, with net earnings of INR1.56b (a 10 quarter high) and supported by a 35% QoQ decline in provisions. Business trends were mixed, with the loan book growing by 4% QoQ, while the deposit portfolio declined sequentially. Margin improved by 28bp QoQ to 4.34%, led by a decline in funding cost, while the C/I ratio rose sharply to 61.3% on higher business expenses. Fresh slippages fell 37% QoQ to INR7.66b largely from the Retail portfolio...