Background: Karur Vysya (KVB), among the mid-sized banks in the private sector space, operates through a network of 629 branches and about 1,645ATMs. KVB's business 82% is concentrated in South India with about 73% of its branch footprint in Tamil Nadu and Andhra Pradesh. As of 3QFY15 total business INR 814bn. The bank is among the better capitalized banks in the industry with a total CAR of 14.01 %( Basel III). Gross NPAs were reported at...