Background: Lakshmi Vilas Bank Limited is old-gen private bank with total business of INR 339bn; predominant focus on Retail 29%, SME 32% , and Wholesale 37% and Agri 16% lending in South India especially in the state of Tamil Nadu. LVB's network entails 400 branches with 820+ ATMs & 3300+ employees. Deposits are largely retail dominated comprising Retail TD 75% & CASA ...