Background: Karur Vysya (KVB), among the mid-sized banks in the private sector space, operates through a network of 634 branches and about 1,631ATMs. KVB's business 82% is concentrated in South India with about 73% of its branch footprint in Tamil Nadu and Andhra Pradesh. As of 1QFY16 total business INR 829bn. The bank is among the better capitalized banks in the industry with a total CAR of 13.2%( Basel III). Gross NPAs were reported at 1.85%...