Background: Lakshmi Vilas Bank Limited is old-gen private bank with total business of INR 349bn; predominant focus on Retail 27%, SME 20% , and Wholesale 38% and Agri 15% lending in South India especially in the state of Tamil Nadu. LVB's network entails 400 branches with 820+ ATMs & 3300+ employees. Deposits are largely retail dominated comprising Retail TD 75% & CASA ...