Auction at mere Rs370mn due to higher than peer tenure (12-month) despite underlying asset price fluctuations and tepid customer accretion (30%+QoQ decline in fresh loans from new customers) led by second wave challenges, MUTH clocked 29%YoY loan growth and maintained sequential steady traction in tonnage movement. Asset quality marginally deteriorated (Stage 3: 1.2% vs 0.9%: Q4FY21) with Co. tripling provisions QoQ largely to tackle subsidiaries book. Auction value at Rs370mn (<0.1% of gold loans)...