NII grew 18% yoy to Rs 13.5bn led by 23% AUM growth and 60bps yoy expansion in NIMs to 7.35%, which in turn was led by lower borrowing costs. AUM growth (Ex Equipment Subsidiary) remained stable at 21% led by HCV (26%yoy), passenger segment(31%),andtractors(24%),evenasM&LCV;declined6%. 9 Disbursementgrewby15%yoyledby62%growthinnewvehiclesand11%growthin...